- ALI Solutions
- Experian
- Hewlett-Packard
- FICO
- Hitachi
- IBM
- Paymentflex Technologies, LLC
- Telrock
- CX Analytics
- RSA
- SoundBite Communications
- Pulse
- CMC
- Serverside
IBM
TSYS® partners with IBM for both hardware and software solutions. IBM provides the mainframes that are used in our data centers.
- IBM ranks TSYS' data centers among the top 50 in the world, the top 25 in the United States, the top 10 in the Southeast and the second-largest in Georgia (ranked by millions of instructions per second).
- TSYS IBM mainframes store 60 terabytes of data (or 60 trillion bytes) - six times the size of the Library of Congress.
- Total processing capacity: 14.5 billion instructions per second
- Total transaction volume in 2000: 5.6 billion
Also, TSYS uses IBM's MQ Series messaging in our data streaming processes. Our partnership with IBM is constantly growing and changing.
Hitachi
The Hitachi Freedom Storage USPV accounts for about 90 percent of the total storage capacity installed at TSYS. Among all the qualities of Hitachi Freedom Storage USPV, its renowned "bullet-proof" reliability is highly important to TSYS®.
Hewlett-Packard
Hewlett-Packard (HP) creates new possibilities for technology to have a meaningful impact on people, businesses, governments and society. The world’s largest technology company, HP brings together a portfolio that spans printing, personal computing, software, services and IT infrastructure to solve customer problems.
Experian
TSYS® partners with Experian® to offer advanced card portfolio management tools. Through its global line of business, which supports clients in more than 60 countries, Experian Decision Analytics' solutions deliver billions of customer–focused decisions annually, enabling connectivity to more than 70 credit reference databases worldwide. Experian Decision Analytics' sophisticated Strategy Management software, Probe SM, is implemented into TSYS' TS2® processing system, delivering comprehensive behavioral management to ensure that appropriate strategies are available at every key customer touch point.
Experian Decision Analytics combines its sophisticated and intelligent decision–making software with some of the world's most comprehensive databases of information on consumers, businesses, vehicles and property. Through multi-channel delivery of its Web–based products and services, Experian enables its clients to conduct secure and profitable e–business and develop state–of–the–art Customer Relationship Management (CRM) systems for communicating and building relationships with customers.
FICO
FICO (NYSE:FICO) transforms business by making every decision count. FICO's Decision Management solutions combine trusted advice, world-class analytics and innovative applications to give organizations the power to automate, improve and connect decisions across their business. Clients in 80 countries work with FICO to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. FICO also helps millions of individuals manage their credit health through the http://www.myfico.com/ website.
Since 1989, TSYS and FICO have worked together to provide clients with value-added solutions that are innovative and cost-effective. Industry-leading solutions at TSYS include FICO TRIAD software used for account management, which automates key decision points for greater account profitability, and an advanced fraud detection and management system that incorporates scoring from FICO™ Falcon® Fraud Manager and case management using TSYS CardGuard™.
ALI Solutions
ALI Solutions partners with TSYS to provide clients with integrated solutions that leverage TSYS®' advanced processing platforms and ALI Solutions' innovative scoring and decision software. Since 1992, companies around the world have gained exceptional results by using ALI Solutions' innovative predictive-analytic solutions to drive more intelligent, efficient and results-focused financial transactions with their customers.
TSYS provides financial and retail clients, worldwide, with the opportunity to integrate the ALI Solutions' market entry management solution, EarlyDetection System™, via the TSYS processing platform. EarlyDetection System will allow card issuers to reliably predict new accounts' revenue potential and delinquency risk on the first day of credit activity. This day-one predictive analytic assessment empowers TSYS clients to better manage the risks and leverage the rewards of new credit card customers.
Paymentflex Technologies, LLC
Paymentflex® is the only credit card program that rewards cardholders with Cash-Back Savings based on their payment behavior. It's innovative, customer-friendly and gives cardholders choice and control in managing their debt. With this patented reward program, cardholders receive Cash-Back Savings of their monthly interest charges when paying more than the minimum required payment. This exceptionally valuable reward program is not dependent on interchange revenue. It promotes responsible payment behavior that positively impacts credit quality, percentage of balances revolving, utilization, activation, portfolio balance growth and profitability. And, it's self-funding because the reward comes from interest charges already paid by cardholders.
Paymentflex Technologies, LLC and TSYS® have partnered to offer issuers the Paymentflex Cash-Back Savings Rewards Program, which can be added as a feature to existing portfolios or launched as a new product offering. Issuers benefit with a new, compelling, differentiated and profitable alternative to traditional credit card enhancements and features. The technology is programmed and accessible for license globally.
Toronto-based Paymentflex Technologies offers clients unassailable pro-consumer solutions aligned with the current regulatory and consumer advocacy environment. Paymentflex Technologies is leading the next generation of credit card value propositions with simple, seamless and transparent solutions for acquisition and portfolio management.
TSYS Paymentflex Cash-Back Savings Rewards Program
Telrock
TSYS® partners with Telrock to enable cardholders to manage their account via mobile SMS messaging.
The Telrock mobile banking platform provides the necessary tools to migrate your customers onto self-serviced account management through SMS messaging. Via text messaging, your customers can make payments to their credit card, reload prepaid cards, request account information, receive fraud alerts and fully manage their accounts via their phone's mobile Internet facility.
Mobile banking is an extension of the existing online services that present an innovative, customer-driven approach to account management. It supports your relationship with your customers through a channel that has the potential to significantly exceed current levels of online banking penetration, at a comparatively low cost. Telrock maintains strict Information Security standards due to the sensitive nature of the data it processes and stores in relation to mobile services. Its security policies, standards and procedures adhere to ISO27001 standards and are certified as compliant with the Payment Card Industry Data Security Standards (PCI DSS) and TSYS Info Security Standards.
With more than five years of experience in mobile channel management, Telrock is the ideal partner to help you implement a mobile strategy.
CX Analytics
TSYS® partners with CX-Analytics to offer CX-Account Level Profit for TS2®, a proprietary software engine to optimize portfolio profitability. CX-Analytics specializes in developing specialized analytic software and information-based strategies for the financial services industry.
Built by a team that has more than 45 years of hands-on management experience at all levels of the credit card and unsecured loan business, CX-Account Level Profit delivers an unprecedented level of insight into your card, lending or acquiring portfolio. More than 500 components and drivers of profit at the individual account level reveals the underlying drivers of performance and can specifically identify the highest value-enhancing actions for each customer account.
CX-Analytics' full suite of products and services span the full breadth of the analytic arena from infrastructure design and implementation, to specialized reporting, forecasting models, and to bespoke consulting and tool development.
RSA
Partnering with RSA enabled TSYS® to expand its core services and capitalize on e-business opportunities, providing financial institutions with a superior advantage in the fight against Internet fraud. RSA, The Security Division of EMC, is the premier provider of security solutions for business acceleration, helping the world's leading organizations succeed by solving their most complex and sensitive security challenges. RSA's information-centric approach to security guards the integrity and confidentiality of information throughout its lifecycle – no matter where it moves, who accesses it or how it is used.
RSA offers industry-leading solutions in identity assurance and access control, data loss prevention, encryption and key management, compliance and security information management, and fraud protection. These solutions bring trust to millions of user identities, the transactions that they perform, and the data that is generated.
SoundBite Communications
SoundBite Communications is a leading provider of on-demand, multi-channel proactive customer communications solutions designed to transform the way organizations communicate throughout the customer lifecycle to build trusted, lifelong and profitable relationships. Clients can leverage SoundBite’s proactive customer communications offering and expertise in designing, executing and optimizing communications strategies to engage in relevant customer interactions that deliver long-term business value.
Pulse
PULSE, a Discover Financial Services (NYSE: DFS) company, is a leading debit/ATM network, serving more than 4,400 banks, credit unions and savings institutions across the United States. The network links cardholders with ATMs and POS terminals at retail locations nationwide. Through its global ATM network, PULSE provides worldwide cash access for Diners Club and Discover cardholders through hundreds of thousands of ATM locations. The company is also a source of electronic payments research and is committed to providing its participants with education on emerging products, services and trends in the payments industry.
CMC
TSYS partners with Collections Marketing Center, Inc. (CMC) to deliver the TSYS FlexCollect platform. TSYS FlexCollect is the industry’s first integrated suite of adaptive collections solutions that:
- Makes it easy to refine and deploy collections strategies without IT dependencies
- Allows clients to deploy a fully synchronized dialogue with their customers opposed to the traditional “monologue” collections approach
- Intelligently adapts communications and offers based on individual debtor attributes
- Delivers the right offer to the right debtor using the right channel at the right time to right-size spending
- Deploys as a fully managed service solution, reducing CapEx and OpEx
Serverside
TSYS has partnered with the global firm, Serverside Group to bring the TSYS Card Shop to market, a solution that combines digital card fulfillment, ‘on-demand’ manufacturing processes and industry leading card management and customization capabilities. Serverside Group is focused on driving efficiencies into the way financial cards are designed, marketed and delivered globally. Serverside offers choices to the consumer, drives extraordinary ROI to issuers and reduces the risk and cost of fulfilling cards that have been mass customized. Using Serverside’s technology, the online TSYS Card Shop interface allows issuers of all sizes to launch stock and customized card programs within days instead of weeks.Serverside’s technology spans from the front-end card designer to the back-end reconciliation and marketing of customized payment cards. As the market leader since 2003, Serverside has driven online innovation that would shape the ultimate card customization process. With this innovation, costs and efforts are reduced and increased choice and satisfaction is the result. In addition to card customization, Serverside’s technology can be leveraged at every point in the card process: from creation, design, marketing, pre-press and manufacturing all the way through to the all-important consumer experience.